Michigan Business Insurance

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Requirements and Quotes

Some types of commercial insurance are legally required for businesses in the State of Michigan.

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Builders is a fine insurance company with a tremendous team. It is a pleasure to work with them.

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Why Choose Builders as Your Michigan Commercial Insurance Company?

Comprehensive Coverage

Comprehensive Coverage at Competitive Rates

We offer comprehensive coverage tailored to your needs. You can expect competitive rates, flexible deductible options and few exclusions.

Resolving Claims

Resolving Claims Effectively and Efficiently

Fast, friendly, and efficient claims management staff focused on getting your claim processed as quickly as possible.


Financial Stability

Builders is rated A ("Excellent") by A.M. Best Company, a leading independent rating organization.

True Expertise

True Expertise

Our deep knowledge and experience helping injured workers receive the right care provides your clients with the peace of mind that Builders is the right partner.

Your Business – Our Solutions

"How do I safeguard my employees and help them return to work?"

Michigan Workers' Compensation Insurance

Is workers' compensation insurance required in Michigan?

Private Michigan businesses are required to have workers' compensation coverage if they have at least one full-time employee, or if they regularly employ three or more part-time employees at one time.

Start your Michigan workers' compensation insurance quote today.

Michigan General Liability Insurance

What are Michigan minimum business liability insurance requirements?

While there are no minimum liability insurance requirements, Michigan is a modified comparative negligence no-fault state in which plaintiffs who are 51% or more at fault cannot recover damages. In the case of personal injuries, damages can range from $280,000 to $500,000, so it is wise to invest in general liability coverage to protect your Michigan business.

Protect your company and start your Michigan general liability insurance quote today.

"How do I protect my business legally?"

This page states some general insurance requirements for contractors in certain states.

This page is not intended to give legal advice. Insurance requirements change from time to time, can be very specific, and vary widely from state to state. Please review the law of your state and ask a locally licensed attorney for guidance if necessary.

I had a work related injury, and the staff here have been super. Jan went above and beyond to help and make sure I was ok. I can't thank her enough.

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Find an Independent Insurance Agent in Michigan

Discover independent agents in your area to obtain a quote from Builders that meets your property and casualty insurance needs. Simply enter your ZIP or Address to begin your search.

We look forward to bringing you peace of mind.