Michigan Business Insurance

Requirements and Quotes

Some types of commercial insurance are legally required for businesses in the state of Michigan.

Request a Quote for MI Business Insurance

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Why Choose Builders Insurance Group as Your Michigan Commercial Insurance Company?

Comprehensive Coverage

Comprehensive Coverage at Competitive Rates

We offer comprehensive coverage tailored to your needs. You can expect competitive rates, flexible deductible options, and few exclusions.

Resolving Claims

Resolving Claims Effectively and Efficiently

Fast, friendly, and efficient claims management staff focused on getting your claim processed as quickly as possible.


Financial Stability

Builders is rated A ("Excellent") by A.M. Best Company, a leading independent insurance rating organization.

True Expertise

True Expertise

Our deep knowledge and experience helping injured workers receive the right care provides your clients with the peace of mind that Builders is the right partner.

Business Owner Getting a Workers Comp Insurance Quote

Michigan Workers' Compensation Insurance

Is Workers' Compensation Insurance Required in Michigan?

Private Michigan businesses are required to have workers' compensation coverage if they have at least one full-time employee, or if they regularly employ three or more part-time employees at one time.

Start your Michigan workers' compensation insurance quote today.

Michigan General Liability Insurance

What are Michigan minimum business liability insurance requirements?

While there are no minimum liability insurance requirements, Michigan is a modified comparative negligence no-fault state in which plaintiffs who are 51% or more at fault cannot recover damages. In the case of personal injuries, damages can range from $280,000 to $500,000, so it is wise to invest in general liability coverage to protect your Michigan business.

Protect your company and start your Michigan general liability insurance quote today.

What does commercial liability insurance cover?

Find an Independent Insurance Agent in Michigan

Search in your area of Michigan for an independent insurance agent for your business insurance needs.

You can fill out the form above, and we'll connect you with a best-fit agent. Or, if you would prefer to search yourself, then input your ZIP code to discover independent agents in your area. Next, call or email your selected agent and tell them you want a quote for protection from Builders. Your agent will be in contact and secure the information necessary to deliver your quote.

We hope to serve your property and casualty insurance needs in the state of Michigan.