North Carolina Business Insurance

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Requirements and Quotes

Some types of commercial insurance are legally required for businesses in the State of North Carolina.

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Builders is a fine insurance company with a tremendous team. It is a pleasure to work with them.

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Why Choose Builders as Your North Carolina Commercial Insurance Company?

Comprehensive Coverage

Comprehensive Coverage at Competitive Rates

We offer comprehensive coverage tailored to your needs. You can expect competitive rates, flexible deductible options and few exclusions.

Resolving Claims

Resolving Claims Effectively and Efficiently

Fast, friendly, and efficient claims management staff focused on getting your claim processed as quickly as possible.


Financial Stability

Builders is rated A ("Excellent") by A.M. Best Company, a leading independent rating organization.

True Expertise

True Expertise

Our deep knowledge and experience helping injured workers receive the right care provides your clients with the peace of mind that Builders is the right partner.

Your Business – Our Solutions

"How do I safeguard my employees and help them return to work?"

North Carolina Workers' Compensation Insurance

Is workers' compensation insurance required in North Carolina?

In the State of North Carolina, all employers with three or more employees are required to provide workers’ compensation insurance coverage. Remain in good standing by acquiring coverage from an experienced workers’ compensation carrier like Builders.

Start your North Carolina workers' compensation insurance quote today.

North Carolina General Liability Insurance

Is general liability insurance required in North Carolina?

Legal troubles can be costly, and you could end up on the hook for a variety of claims, including injury, property damage and much more. In response, most municipalities in North Carolina require general liability insurance with limits up to $1,000,000 per occurrence.

Protect your company and start your North Carolina general liability insurance quote today.

"How do I protect my business legally?"

"Can my company bundle our insurance?"

North Carolina Commercial Package Policy Insurance

What does a commercial package policy include?

A commercial package insurance policy typically includes commercial general liability and commercial property insurance, but may also include other coverages like builders risk insurance.

Start your North Carolina commercial package policy insurance quote today.

This page states some general insurance requirements for contractors in certain states.

This page is not intended to give legal advice. Insurance requirements change from time to time, can be very specific, and vary widely from state to state. Please review the law of your state and ask a locally licensed attorney for guidance if necessary.

I had a work related injury, and the staff here have been super. Jan went above and beyond to help and make sure I was ok. I can't thank her enough.

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Find an Independent Insurance Agent in North Carolina

Discover independent agents in your area to obtain a quote from Builders that meets your property and casualty insurance needs. Simply enter your ZIP or Address to begin your search.

We look forward to bringing you peace of mind.