Privacy Policy

The following information is provided in accordance with applicable state and federal laws and regulations.  No action on your part is necessary.

PRIVACY NOTICE OF THE BUILDERS COMPANIES

Builders Insurance Mutual Holding Company, Builders Insurance Intermediate Holding, Company, Builders Insurance (An Association Captive Company) f/k/a Builders Insurance (A Mutual Captive Company), American Builders Insurance Company f/k/a Association Insurance Company , National Builders Insurance Company f/k/a Vinings Insurance Company, Builders Insurance Group, Inc., Specialty Builders Insurance Company, Georgia Builders Insurance Company, United Builders Insurance Company, Crossroads Insurance Company, Bondex Insurance Group, Inc., Bondex Insurance Company, BGA Solutions, Inc., Association Services, Inc. and Virginia Builders Insurance Company f/k/a Building Industry Insurance Association, Inc. (“Builders”).

This privacy policy does not apply to your relationship with other financial service providers, such as your insurance agent or broker, that are not part of the Builders.  Their privacy policies govern how they collect, use, and disclose personal information that you allow them to access.

What categories of information about you do we collect?

We may collect the following categories of nonpublic personal information about you from the following sources:

  • Information about you that you provide to us on applications for our products or services or other forms, such as your address, telephone number, email address, income, assets, insurance policies, social security numbers, payroll information, and accounts with others;
  • Information about your transactions and experiences with us, our affiliates, and nonaffiliated third-parties, such as your insurance coverages, claims, loss or other transaction history, premium payments; and
  • Information we obtain about you from consumer reporting agencies.

What categories of information about you do we disclose?

We may disclose all of the personal information that we collect, as described above, to our affiliates and nonaffiliated third-parties as required or permitted by law.  In some cases, this means that we can disclose information about you, as permitted by law, to certain third-parties without your authorization.

How do we protect the confidentiality and security of your information?

We restrict access to your nonpublic personal information in our records to our employees who need to know that information to provide our products or services to you, and for other reasons required or permitted by law.  We maintain physical, electronic, and procedural safeguards to guard the confidentiality and security of your nonpublic personal information in our records.  Our employees who violate our privacy policy are subject to disciplinary action.

Builders follows these privacy practices even when a customer relationship no longer exists.

You have the right to obtain access to certain types of information about you in our records and to request correction of such information if you feel it is inaccurate.  We would be pleased to tell you about our policies and procedures regarding the privacy of your nonpublic personal information.  Please contact us in writing at Builders, P.O. Box 723099, Atlanta Georgia 31139-0099, Attn: Legal Services, regarding our privacy notice.

Terms of Use

Notice

Please read the following Terms of Use carefully. By accessing this site, you agree to be bound by these Terms of Use.

Laws and Regulations:
Access to and use of this site is subject to applicable federal, state, and local laws and regulations.

Copyright:

The site is protected by copyright. All rights in the pages, site content, and arrangement are owned by Builders, or its licensors. Users are prohibited from modifying copying, distributing, transmitting, reproducing or republishing information in any way. You may download material displayed on the site for your use only.

Disclaimer:

All information on this site, including but not limited to graphics, text, and links to other sites, is provided “as is” and is subject to change without prior notice. Such information is provided without warranty of any kind express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and freedom from computer viruses or similar disabling devices.

Materials contained within this site promoting insurance products are directed only to operational states of Builders. The site may contain references to products or services that are not offered or available in the state in which you reside. Builders makes no representation that the materials in the site are appropriate or offered in other locations.

Builders does not warrant the adequacy, accuracy or completeness of any information on the site and expressly disclaims any liability for errors or omissions therein. You are responsible for evaluating the accuracy, completeness, or usefulness of any information, advice or other content available on the site, or linked to from the site. Other than as required by law, under no circumstances will Builders be liable for any loss that you incur as a result of your use of this site, or as a result of your reliance of information obtained through this site.

Linked Internet Sites and Hyperlinks:

Builders has hyperlinks to third-party sites as a convenience to our site users. Builders is not responsible for the content of any other internet sites linked. A link to another site does not imply that Builders endorses the site or any products or services that it describes. Your access to and use of other linked internet sites to or from this site is at your own risk and Builders assumes no obligation or liability in connection therewith. You are encouraged to review the privacy policies and the Terms of Use of third-party websites, linked or not, before using.

Hyperlinks to Our Site:

Builders may authorize clients, groups or affiliates to link to our website(s).  You may not link to our website without prior consent.  For written consent, please contact the Marketing Team at 678.309.4000.  Builders does not endorse or imply the endorsement or use of a site linked to our website(s).

12-12-24