Builder's Risk Insurance
A lot can happen during a home build, but you can secure the structures and materials on your jobsite against unforeseen events throughout the building phase.
You protect your business, but what about your construction projects? Request a quote today.
What Does Builder's Risk Insurance Cover?
Builder’s risk insurance, interchangeably called “course of construction insurance,” is a type of property insurance that specializes in protecting actual buildings under construction. Like our other products, we go beyond the basics with our signature flexibility and far-reaching coverage.
Maintain Basic Coverage
Secure the various aspects of your construction project, from essential materials, foundations, temporary structures like scaffolding, paving, and fencing to the landscaping that brings your project to life. Our Builder’s risk insurance excels in providing robust and detailed protection.
Enjoy Versatile Property Protection
Whether it's a new home, a remodel, or a light commercial venture, our coverage meets the demands of your project. We even offer the option to manage your policy online!
Extend Coverage for Broad Security
Our builder’s risk doesn't stop at the essentials. It includes vital extra protections, such as subcontractor interest coverage, protecting your project from the costs of water damage and much more. Factoring in a broad gamut of potential risks, we put your projects on surer footing.
Take Advantage of Exclusive Benefits for Homebuilders
Homebuilders enjoy specialized options with our policy, including significant credits and flexible reporting methods to match your project schedule. With the option of homeowner-named policies for qualified builders, we provide convenience alongside our extensive coverage.
Tailor Additional Coverage Options
Elevate your protection with options designed for your project's needs. From earthquake coverage to protecting model home contents and covering soft costs, our additional coverages offer the far-reaching security your construction projects deserve.
Non-Admitted Products
Non-admitted builder’s risk insurance products streamline the path to flexible coverage for unique or intricate insurance needs. These offerings provide relevant solutions without compromising on reliability.
Find Your Local Agent
Builders partners with local agents across the nation who can listen to your needs to craft right-fit policies for your business. Find your local agent today!
What Is Insurance Built Strong® With Builders?
Discover workers’ compensation built strong. Our holistic approach to coverage extends across the timeline of a workplace injury by encouraging proactive accident prevention, delivering excellent claims service, and realizing expert medical care for long-term recovery.
Claims Excellence
Experience a hassle-free claims process with our dedicated team, letting you focus on your business. Our claims managers hold an average of 28 years of tenure, meaning that the helpful voice on the phone brings deep experience and understanding to your claim.
World-Class Medical Management and Treatment
Our devoted on-staff nurses work alongside doctors and medical providers to optimize treatment plans and ensure an effective lineup of surgery, physical therapy, and care for injured workers in an ironclad partnership with stand-out providers and rehabilitation experts.
Better Rehabilitation Outcomes
Through excellence in medical care, we accelerate employee recovery. Our coverage includes rehabilitation costs and lost wages, helping employees recuperate and return to work and their daily lives.
Financial Stability
Trust in Builders’ solid foundation. Our A ("Excellent") rating from A.M. Best reflects our strong financial health and steadfast commitment to our clients. Our financial strength empowers us to fulfill our obligations to our policyholders and provide the proper medical care each claim deserves.
Peace of Mind in High-Risk Industries
Especially crucial in hazardous industries, our workers' compensation and construction expertise give you peace of mind to know you’re prepared for the unexpected and your employees are protected in the case of serious – or even catastrophic – injuries.
Frequently Asked Questions
Find Out More About Builder's Risk Insurance
Learn how Builders insurance solutions provide critical protection during the construction phase,
protecting your investment.
Builder’s risk insurance, also known as “course of construction insurance,” is a type of property insurance designed specifically for buildings under construction. It covers losses caused by fire, vandalism, and certain natural disasters, helping to ensure construction can continue with minimal financial disruption despite unforeseen incidents.
Find The Right Insurance
For Your Needs
With over 30 years of serving the construction industry, Builders has expanded its expertise beyond construction, offering tailored insurance solutions across varied sectors.