General Liability Insurance

Operating your business always runs the risk of incurring legal liabilities and litigation. Shield your business against legal claims like bodily injury, property damage, and more. Enjoy a broad, encompassing coverage that lets you grow your business confidently and securely.

The legal landscape can be risky for your business. Reach out today and get peace of mind.

What Does General Liability Insurance Cover?

Builders’ general liability coverage is designed to harden your business against a wide array of legal liability risks. Common protections include property or personal injury, among others. If someone’s property is damaged or someone is injured by your business activities, general liability insurance can cover that party’s replacement costs or their medical expenses.

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Shield Against Bodily Injury Claims

Although construction is a hazardous industry, workplace accidents can happen in any line of work. Our general liability insurance shields your business from bodily injury claims, ensuring your peace of mind so you can focus on running your business. 

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Check Property Damage Liabilities

Doing business can incur costly and unexpected property damage. Our general liability policies cover the costs of property damage claims, shielding your business assets and providing reassurance that you're prepared for unforeseen incidents.

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Guard Against Personal and Advertising Injury

In today's digital age, a brand’s reputation matters. General liability insurance can protect your business from claims arising when your operations injure the public standing of another party.

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Gain Immediate Coverage for Medical Payments

Accidents require immediate attention. Our general liability insurance offers swift coverage for medical payments, providing peace of mind and proactively avoiding potential litigation headaches for your business.

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Tackle Legal Defense and Judgements 

When legal issues arise, know that Builders has you covered. Our general liability insurance supports your business through legal defenses and judgments.

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Non-Admitted Products

Non-admitted general liability insurance products streamline the path to flexible coverage for unique or intricate insurance needs. These offerings provide relevant solutions without compromising on reliability. 

Find Your Local Agent

Builders partners with local agents across the nation who can listen to your needs to craft right-fit policies for your business. Find your local agent today!

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What Is Insurance Built Strong® With Builders?

Discover workers’ compensation built strong. Our holistic approach to coverage extends across the timeline of a workplace injury by encouraging proactive accident prevention, delivering excellent claims service, and realizing expert medical care for long-term recovery.

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Claims Excellence

Experience a hassle-free claims process with our dedicated team, letting you focus on your business. Our claims managers hold an average of 28 years of tenure, meaning that the helpful voice on the phone brings deep experience and understanding to your claim.

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World-Class Medical Management and Treatment

Our devoted on-staff nurses work alongside doctors and medical providers to optimize treatment plans and ensure an effective lineup of surgery, physical therapy, and care for injured workers in an ironclad partnership with stand-out providers and rehabilitation experts.

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Better Rehabilitation Outcomes 

Through excellence in medical care, we accelerate employee recovery. Our coverage includes rehabilitation costs and lost wages, helping employees recuperate and return to work and their daily lives.

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Financial Stability

Trust in Builders’ solid foundation. Our A ("Excellent") rating from A.M. Best reflects our strong financial health and steadfast commitment to our clients. Our financial strength empowers us to fulfill our obligations to our policyholders and provide the proper medical care each claim deserves.

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Peace of Mind in High-Risk Industries

Especially crucial in hazardous industries, our workers' compensation and construction expertise give you peace of mind to know you’re prepared for the unexpected and your employees are protected in the case of serious – or even catastrophic – injuries.

Frequently Asked Questions

Find Out More About General Liability Insurance

Learn how insurance solutions from Builders provide the foundational protection
every business needs to operate with confidence.

What is commercial general liability insurance?

Commercial general liability insurance forms the backbone of business liability protection. It guards against claims for unintended harm resulting from your business activities, such as bodily injuries or property damage for which your business is legally liable.

Is it possible to obtain business insurance without a business license?
How does professional liability insurance differ from general liability insurance?
Is general liability insurance a legal requirement for businesses?
What factors influence the cost of commercial general liability insurance?
How much general liability coverage is adequate?
What does general liability insurance not cover?
Construction

Find The Right Insurance
For Your Needs

With over 30 years of serving the construction industry, Builders has expanded its expertise beyond construction, offering tailored insurance solutions across varied sectors.