Tennessee Commercial Business Insurance
Builders provides insurance designed around the real demands of running a business in Tennessee. Backed by decades of experience in workers' compensation and construction insurance, we focus on what matters most: protecting your workforce and keeping your operations on track.
Tell us about your business today, and we'll partner with you and your agent to find coverage that fits the way you actually work.
Decades of Experience Serving Industries in Tennessee
At Builders, we bring together deep industry knowledge and hands-on service to help businesses stay protected and move forward with confidence.
Specialists Who Know Your Industry
With more than 30 years of experience in commercial insurance, our specialists understand how risks shift across industries and what it takes to stay ahead of them. We bring real, practical insight to every account and work proactively with businesses to reduce exposure before issues have a chance to develop.
Coverage That Fits How You Operate
No two businesses are alike, and neither is the coverage we build for them. By working closely with trusted local agents, we take the time to learn your operation inside and out. Whether you need workers' compensation, general liability, or something more specialized, your policy is structured around your specific risks. And when claims happen, you'll have clear, consistent support every step of the way.
Industries We Work With

Manufacturing
Manufacturing
Protect your production with coverage that keeps your operations running smooth and secure.
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Retail
Retail
Secure your retail space with insurance, ensuring a safe shopping environment for your customers & staff.
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Hospitality
Hospitality
Insurance tailored for hospitality safeguards your property and guests, making every stay safe and enjoyable.
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Healthcare
Healthcare
Secure your healthcare facility with insurance coverage that understands the complexity of medical services.
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Restaurants
Restaurants
Savor peace of mind with insurance tailored for the culinary world, ensuring your restaurant thrives through any challenge.
Learn MoreA Stronger Foundation for Tennessee Businesses
Contractors, small business owners, and construction professionals have counted on Builders for more than three decades. We're not just here when claims happen. We're involved throughout the life of your policy, helping you build safer workplaces and stronger teams along the way.
Since 1992, we've helped more than 84,000 injured workers through recovery while keeping employers covered and on solid ground. Supporting your business and the people behind it is what drives everything we do.
Connect With a Local Agent
Our network of experienced local agents across Tennessee brings community knowledge and firsthand understanding of the risks businesses face right in your region. Find your local agent and get started today.
Standing Behind Workers and Businesses Alike
Our commitment goes beyond just having a policy in place. We build strong partnerships with agents, healthcare providers, and local communities to make sure injured workers get the care they need while businesses have the support to keep moving forward.
Builders partners with Shepherd Center for Injured Workers.
What Sets Builders Apart
More Than a Policy
Builders goes beyond standard coverage. Through industry-leading safety training at Builders Safety Academy, hands-on medical management, and genuine community involvement, we invest in the people and businesses we serve. Our agents, policyholders, and their employees are partners in every sense, and we're committed to supporting them for the long haul.
Building Meaningful Experiences
Your experience is our priority. Don’t take it from us — our customers voice their satisfaction.
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Canoble
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Luke
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Explore Coverage Built for Tennessee Businesses
From jobsite protection to employer liability, Builders offers a full range of commercial insurance solutions tailored to the needs of Tennessee's workforce and business community.

Workers’ Compensation Insurance
Workers’ Compensation Insurance
Protect your employees and help your injured workers return to life, family, and your team by covering medical expenses, lost wages, and rehabilitation costs.
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General Liability Coverage
General Liability Coverage
Ensure peace of mind amid your day-to-day operations with protections against claims of property damage and bodily injury.
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Construction Business Insurance
Construction Business Insurance
Protect your employees and help your injured workers return to life, family, and your team by covering medical expenses, lost wages, and rehabilitation costs.
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Commercial Package Insurance
Commercial Package Insurance
Ensure peace of mind amid your day-to-day operations with protections against claims of property damage and bodily injury.
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Contractor Insurance
Contractor Insurance
Protect your employees and help your injured workers return to life, family, and your team by covering medical expenses, lost wages, and rehabilitation costs.
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Umbrella Insurance Policies
Umbrella Insurance Policies
Ensure peace of mind amid your day-to-day operations with protections against claims of property damage and bodily injury.
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