Tennessee Commercial Business Insurance

Builders provides insurance designed around the real demands of running a business in Tennessee. Backed by decades of experience in workers' compensation and construction insurance, we focus on what matters most: protecting your workforce and keeping your operations on track.

Tell us about your business today, and we'll partner with you and your agent to find coverage that fits the way you actually work.

Decades of Experience Serving Industries in Tennessee

At Builders, we bring together deep industry knowledge and hands-on service to help businesses stay protected and move forward with confidence.

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Specialists Who Know Your Industry

With more than 30 years of experience in commercial insurance, our specialists understand how risks shift across industries and what it takes to stay ahead of them. We bring real, practical insight to every account and work proactively with businesses to reduce exposure before issues have a chance to develop.

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Coverage That Fits How You Operate

No two businesses are alike, and neither is the coverage we build for them. By working closely with trusted local agents, we take the time to learn your operation inside and out. Whether you need workers' compensation, general liability, or something more specialized, your policy is structured around your specific risks. And when claims happen, you'll have clear, consistent support every step of the way.

Industries We Work With

New residential construction home framing against a blue sky.

Construction

Construction

Create construction job site security for your employees.

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Industrial factory interior.

Manufacturing

Manufacturing

Protect your production with coverage that keeps your operations running smooth and secure.

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Woman choosing clothes in clothing store.

Retail

Retail

Secure your retail space with insurance, ensuring a safe shopping environment for your customers & staff.

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Receptionists working at desk in modern lobby.

Hospitality

Hospitality

Insurance tailored for hospitality safeguards your property and guests, making every stay safe and enjoyable.

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Mother and daughter in consultation with doctor in office.

Healthcare

Healthcare

Secure your healthcare facility with insurance coverage that understands the complexity of medical services.

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Customers Enjoying Meals In Busy Restaurant.

Restaurants

Restaurants

Savor peace of mind with insurance tailored for the culinary world, ensuring your restaurant thrives through any challenge.

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A Stronger Foundation for Tennessee Businesses

Contractors, small business owners, and construction professionals have counted on Builders for more than three decades. We're not just here when claims happen. We're involved throughout the life of your policy, helping you build safer workplaces and stronger teams along the way.

Since 1992, we've helped more than 84,000 injured workers through recovery while keeping employers covered and on solid ground. Supporting your business and the people behind it is what drives everything we do.

Connect With a Local Agent

Our network of experienced local agents across Tennessee brings community knowledge and firsthand understanding of the risks businesses face right in your region. Find your local agent and get started today.

Agent Location

Standing Behind Workers and Businesses Alike

Our commitment goes beyond just having a policy in place. We build strong partnerships with agents, healthcare providers, and local communities to make sure injured workers get the care they need while businesses have the support to keep moving forward.

Builders partners with Shepherd Center for Injured Workers.

Builders partners with Shepherd Center for Injured Workers.

What Sets Builders Apart

More Than a Policy

Builders goes beyond standard coverage. Through industry-leading safety training at Builders Safety Academy, hands-on medical management, and genuine community involvement, we invest in the people and businesses we serve. Our agents, policyholders, and their employees are partners in every sense, and we're committed to supporting them for the long haul.

Client Testimonials

Building Meaningful Experiences

Your experience is our priority. Don’t take it from us — our customers voice their satisfaction.

Explore Coverage Built for Tennessee Businesses

From jobsite protection to employer liability, Builders offers a full range of commercial insurance solutions tailored to the needs of Tennessee's workforce and business community.