Virginia Business Insurance

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Requirements and Quotes

Some types of commercial insurance are legally required for businesses in the State of Virginia.

Request a Quote for VA Business Insurance

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Builders is a fine insurance company with a tremendous team. It is a pleasure to work with them.

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Why Choose Builders as Your Virginia Commercial Insurance Company?

Comprehensive Coverage

Comprehensive Coverage at Competitive Rates

We offer comprehensive coverage tailored to your needs. You can expect competitive rates, flexible deductible options and few exclusions.

Resolving Claims

Resolving Claims Effectively and Efficiently

Fast, friendly, and efficient claims management staff focused on getting your claim processed as quickly as possible.


Financial Stability

Builders is rated A ("Excellent") by A.M. Best Company, a leading independent rating organization.

True Expertise

True Expertise

Our deep knowledge and experience helping injured workers receive the right care provides your clients with the peace of mind that Builders is the right partner.

Your Business – Our Solutions

"How do I safeguard my employees and help them return to work?"

Virginia Workers' Compensation Insurance

Is workers' compensation insurance required in Virginia?

In the State of Virginia, employers who regularly employ two or more people are required to carry coverage. Employees include part-time, seasonal and temporary workers, minors, trainees, immigrants, and working family members. Protect your team by acquiring coverage from an experienced workers’ compensation carrier like Builders.

Start your Virginia workers' compensation insurance quote today.

Virginia General Liability Insurance

Is general liability insurance required in Virginia?

Lawsuits can consume your time and money, and you could end up on the hook for a variety of claims, including injury, property damage, and much more. In response, most building departments in Virginia require proof of general liability. To ensure compliance and competitiveness, we recommend limits of $1,000,000 per occurrence.

Protect your company and start your Virginia general liability insurance quote today.

"How do I protect my business legally?"

"Can my company bundle our insurance?"

Virginia Commercial Package Policy Insurance

What does a commercial package policy include?

A commercial package insurance policy typically includes commercial general liability and commercial property insurance, but may also include other coverages like builders risk insurance.

Start your Virginia commercial package policy insurance quote today.

Virginia Commercial Umbrella Insurance

What does a Virginia policy cover for a business?

A commercial umbrella policy will provide your business with supplemental coverage should a lawsuit or major accident exceed the limits of your existing general liability policy.

Protect your company and start your Virginia umbrella insurance quote today.

"Will our commercial insurance be enough?"

"Construction is hazardous. Is there insurance for home builders like us?"

Virginia Builders Risk Insurance

What does a builders risk policy cover for a business?

A lot can happen when you’re in the process of building a home. Builders Risk insurance provides specialized protection of a homebuilder’s property and equipment during the construction phase.

Start your Virginia builders risk insurance quote today.

This page states some general insurance requirements for contractors in certain states.

This page is not intended to give legal advice. Insurance requirements change from time to time, can be very specific, and vary widely from state to state. Please review the law of your state and ask a locally licensed attorney for guidance if necessary.

I had a work related injury, and the staff here have been super. Jan went above and beyond to help and make sure I was ok. I can't thank her enough.

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Find an Independent Insurance Agent in Virginia

Discover independent agents in your area to obtain a quote from Builders that meets your property and casualty insurance needs. Simply enter your ZIP or Address to begin your search.

We look forward to bringing you peace of mind.